PCI DSS 3.2
With a deep understanding of Data Centre, Telecoms and Security solutions, combined with practical experience in delivering customer value, our teams have delivered outstanding value to our customer with a range of security products that are protecting their valuable data.
What is PCI compliance?
PCI DSS is the Payment Card Industry Data Security Standard, and this is a worldwide standard that was set up to help businesses process card payments securely and reduce card fraud. The way it does this is through tight controls surrounding the storage, transmission and processing of cardholder data that businesses handle. PCI DSS is intended to protect sensitive cardholder data.
There are 12 high level requirements, and they fall into the six categories below:
Build and Maintain a Secure Network
1. Install and maintain a firewall configuration to protect data
2. Do not use vendor-supplied defaults for system passwords and other security parameters.
Protect Cardholder Data
3. Protect stored data (use encryption)
4. Encrypt transmission of cardholder data and sensitive information across public networks
Maintain a Vulnerability Management Program
5. Use and regularly update anti-virus software
6. Develop and maintain secure systems and applications
Implement Strong Access Control Measures
7. Restrict access to data by business need-to-know
8. Assign a unique ID to each person with computer access
9. Restrict physical access to cardholder dataRegularly
Monitor and Test Networks
10. Track and monitor all access to network resources and cardholder data
11. Regularly test security systems and processes
Maintain an Information Security Policy
12. Maintain a policy that addresses Information Security
PCI DSS 3.0 compliance has implications on the Trader who deal with credit card transations, for instance your Merchant Services provider will charge you additional sums each month for you not being compliant with the PCI DSS 3.0 standard. By not maintaining compliance, you are opening up your business to potential fines from the Credit Card companies should there be a breach of your systems or fraudulent activity by not maintaining compliance.
Our experts have a portfolio of solutions that minimises that risk and takes the headache away from the paperwork and overhead of maintaining PCI compliance, ensuring you remain focused on building your business.